New Buyers Beware
Scammers are sending mailings to new homeowners that appear to be from government agencies. They have been known to request in the upwards of $90 in exchange for a copy of your deed. They will use words like “U.S. Government,” “official,” and “certified copy” to get new homeowners to think this is real. Pay special close to the fine print though! It will say that “a deed is not required”.
Advice for Avoiding Deed Scams
Scammers are praying on new homeowners who have spent the last several weeks receiving documents, forms & notices via email, postal mail and text messaging; this alone can be rather confusing.
When in doubt, call your Realtor, Escrow Officer, or Lender to verify the validity of any requests for money. Especially if you are unsure.
Did you know?
- Your county recorder or registrar of titles can provide a copy of your deed for just a few dollars.
- You do not need to pay a private company to obtain your deed for you.
- Store your original deed in a safe place with all of your other important documents.
- If you lose or misplace the original deed, you may obtain a certified copy from the County Recorder or Registrar of Titles in the county where the property is located.
- If you are asked to provide a copy of the deed to your property, find out whether the requestor needs a certified copy. Often, a copy is sufficient and will save you the expense of having to pay the additional cost of a certified copy.
Here’s an example of a letter that has gone out: